Free financial counseling available for Nevada Guardsmen Published July 1, 2013 By Joint Force Headquarters staff report CARSON CITY -- With thousands of Department of Defense civilians - including many Nevada Guard technicians -- facing upcoming Sequestration-related furloughs, proper financial planning is crucial. Free financial counseling for Nevada Guardsmen and their families is now available at several locations in northern Nevada and telephonically for southern Nevada Soldiers and Airmen. The counseling service is provided by Daniel Kelly, the personal finance counselor for the Nevada Guard's Joint Family Support and Assistance Program. As the personal finance counselor, Kelly assists service members and their families in a variety of subjects including finance management, money-related stress reduction, and long term finance goals. The free service is available to all Army and Air Guardsmen and active-duty service members. Kelly emphasizes acquiring a basic level of financial literacy and stresses the importance of building sound financial habits into a routine. Service members are welcome to participate in one-on-one confidential consultations, training classes, workshops, and briefing to improve their financial management skills while reducing money-related stress. Kelly can also conduct command-requested training for pre-deployed, deployed and reintegrated service member. Topics discussed by Kelly include: budgeting, retirement savings, investment, insurance, estate planning, home buying, military pay and entitlements, debit and credit card management, financial readiness for deployment and identity theft protection. For information, call (775) 223-9751 or write to dkelly@mflc.zeiders.com.